Reviewed 1 October 2026
Where it may fit
Worth comparing if you already use Boost and would benefit from keeping savings goals separate from spending.
Consider the limitation: Less compelling if linking another app adds complexity without helping your saving or spending. Card ownership has an annual cost after the first-year waiver, and Special Jar headlines do not describe the ordinary account.
Bank balance, Jar or Boost eWallet?
Your Boost Bank savings account and Boost eWallet are distinct balances. An ordinary Jar separates a savings goal inside the bank. Linking the wallet is optional; it does not turn wallet money into a bank savings balance or give it the Jar’s rate.
You reserve RM2,000 in an ordinary Jar for road tax, insurance and servicing, and keep RM300 for daily spending. When you need the saved money, transfer it back to the main bank account. If you enable Auto Add Money for wallet purchases, read which balance will fund a top-up before authorising it; a wallet payment can move money out of the linked bank account.
Auto Add Money requires your own Boost eWallet with matching identity details. Its authorisation lasts six months and has a maximum monthly limit of RM10,000; choose a lower limit if that suits your budget. Ordinary Jars, partner-linked Special Jars and the competitive Bid at Boost campaign have different rules. Check the exact Jar name instead of relying on a banner.
For cash, use the physical bank debit card at an eligible ATM. A virtual card cannot dispense banknotes. Overseas and online card use are disabled by default under the July disclosure; enable only the uses you need.
Account and savings conditions
- Account
- Digital Savings Account · conventional savings
- Who can apply
- Malaysian citizens residing in Malaysia, aged 18 or above, with MyKad. One account per applicant.
- Opening & ongoing balance
- Activate with RM1 or more transferred from an account in your own name at another bank, within 60 days. No ongoing minimum balance.
- Ordinary return
- 2.50% p.a. on the Digital Savings Account; 3.00% p.a. on ordinary Savings Jars, calculated and paid daily. Special Jars have separate campaign rates.
- Bonus / hibah conditions
- Special Jars have their own qualifying rules. Only selected Bid at Boost winners receive its advertised bonus rate.
Do not move money on the assumption that every Jar earns the highest advertised rate. Check the name of the Jar, its cap and the rate shown before funding it.
Understand why Bid at Boost is not a dependable savings rate
What does it cost to use?
Selected fees, checked 1 October 2026. Check waiver dates and the ATM network you use.
- Physical card issuance
- Ask the bankConfirm the issuance fee before ordering.
- Annual card fee
- RM8; first year waived.
- Replacement
- RM12 for lost/stolen/damaged cards; faulty-chip replacement and renewal free.
- Selected account fees
- RM0 service, e-statement, closure and DuitNow transfer charges.
- Dormancy
- RM10 a year.
- Domestic ATM / cash out
- Local MEPS fee waived from 1 July 2026.
- Overseas ATM
- Mastercard network: RM12 per withdrawal.
- Foreign-currency card purchases
- 1.25% plus any Mastercard fees.
Payments, limits and cash deposits
Check your billers, payment limits and cash-deposit route before moving salary or bills.
- DuitNow transfer / QR
- YesTransfers, merchant/personal QR and DuitNow Online Banking/Wallet payments.
- Debit card
- YesVirtual/physical Mastercard. Online and overseas use require opt-in.
- JomPAY
- Ask the bankCheck support for your JomPAY biller in the bank app. Boost eWallet has separate bill-payment services.
- Scheduled payments
- Check the serviceRecurring Jar deposits are available. Ask about scheduling transfers to other bank accounts.
- Direct debit
- Check the serviceAuto Add Money can top up your linked Boost eWallet. Ask separately about direct debit for your biller.
- Payment limits
- After own-account verification: transfers/personal QR RM50,000 daily; merchant QR RM10,000 daily. Limit increases have a two-hour cooling-off period.
- ATM / card limits
- Ask the bankCheck Card Limits in the app before withdrawing.
- Physical cash deposits
- Ask the bankFund by bank transfer. Ask the bank about available cash-deposit locations before relying on cash funding.
Before making it your everyday account
- Complete own-account credit-transfer verification to obtain the full payment limits.
- Start with one ordinary Jar and test moving money back for a bill.
- If linking the eWallet, review Auto Add Money’s funding source, limit and expiry.
- For the physical card’s contactless function, make the first in-store purchase using the six-digit PIN, as the bank instructs.
Use the full changeover checklist and keep a working payment route while testing.
Help without app access
Boost Bank
General service
General hotline and email: 9am–9pm daily.
Fraud / lost access
+603 8658 3033 · 24/7. Use the dedicated fraud line immediately if you suspect fraud.
Formal complaints
Boost Bank Customer Support. Use the support email or hotline; in the app, Profile → Support → Submit email. Ask for a formal complaint reference. support@myboostbank.co Official complaint route.
Ask for a complaint reference and next update date. The bank targets acknowledgement within one working day and a response within three.
For a specific problem, use the account-access, transfer or card and ATM guide.
Borrowing from this bank
Compare financing eligibility and costs, including eligibility, costs and questions to settle before accepting credit. A savings account does not guarantee borrowing approval.
Before applying
The separate Boostie Payroll account is limited to Malaysian Boost Bank employees. Its Malay FAQ conflicts with the public savings rates; use the ordinary account or Jar rate above for a public account.
Account approval depends on the bank’s checks. See Compare Banks for alternatives and PIDM protection for deposit limits.
Visit the bank’s official website
Official sources (11)
Reviewed 1 October 2026. Each document is listed once.