YOUR EVERYDAY GUIDE TO MALAYSIAN BANKINGClear explanations. More informed choices.
Boost Bank

Bid at Boost

For existing savers who understand that only a few entries win.

A woman reviewing household money with a calculator
A child placing a coin into a savings container
A couple working through a household budget together
Bank behind this offer
Competitive reward · not guaranteed
Up to 20%
p.a. · winners only · four weeks

At most five highest unique deposits win each round. Matching bids are disqualified.

Am I eligible, and what must I commit?

Who qualifies
Eligible Boost Digital Savings Account holders meeting campaign rules.
Deposit requirement
One RM1,000–RM10,000 deposit per round; leave it intact from Thursday to the following Tuesday. Any withdrawal disqualifies the bid.
Spending requirement
No shopping requirement. Bidding window: Wednesday 8pm–midnight, Malaysian time.
Rates, caps & limits
Winners’ Boosted Jar: RM10,000 maximum balance. Round-specific rate: 15%–20% p.a. for four weeks. The Bidding Jar earns 3% p.a.
Campaign period
5 August 2026–6 January 2027 (final winner announcement). Final winners’ bonus period ends 2 February 2027; consult the app for the last deposit window.
When you receive it
Daily interest. Non-winners’ funds return to the main account; winners’ funds move automatically to a Boosted Jar.
Published availability

The published campaign runs to the final winner announcement on 6 January 2027. Each round’s actual rate and entry window must be checked in the app. Participation never guarantees winning.

What to do, and by when

  1. Read the round’s announced rate before entering. In the Special Jar section, use the Bidding Jar during Wednesday’s 8pm–midnight Malaysian-time deposit window.
  2. Submit one deposit between RM1,000 and RM10,000. Leave the whole amount in place from Thursday midnight through 11:59pm the following Tuesday.
  3. Check the result by 11:59am on the following Wednesday. At most five of the highest unique deposit amounts win; duplicated amounts are excluded.
  4. A winning balance moves to a Boosted Jar for four calendar weeks. Otherwise it returns, with accrued interest, to the ordinary savings account.

Illustrative bidding example: if two customers each deposit RM9,000, both amounts are excluded as duplicates. A unique RM8,900 could rank above a unique RM8,800. It wins only if it is among the five highest unique amounts in the entire round; this is not a suggested bid or a prediction.

What could this mean in ringgit?

Illustration, only if selected at 20%: an unchanged RM5,000 winning balance for 28 days earns about RM76.71 before daily rounding and compounding. That is the total estimated return for a winning four-week period. A non-winning Bidding Jar earns 3% p.a. during its holding period; after the refund, ordinary account terms apply.

What could reduce or remove the benefit?

  • Withdrawing even part of a bid during the bidding round disqualifies it. A higher deposit is still not a guaranteed winner if someone else submits the same amount.
  • The round can pay 15%–20% p.a.; “up to 20%” does not promise 20% for every round or customer.
  • The Boosted Jar’s total balance cap is RM10,000. Permission to add money after winning does not remove that cap.

If you withdraw, or the offer ends

During bidding, a withdrawal removes the chance of winning. After winning, the terms allow withdrawals and top-ups within the Boosted Jar limits; interest follows the actual end-of-day balance. At four weeks the Jar closes and funds return to the ordinary account. Final-round Boosted Jars close on 2 February 2027.

Who might find it worthwhile?

Only consider this with spare savings you can leave through a complete bidding round and without counting on the enhanced rate. Ordinary savings terms are a more dependable basis for your budget.

When to skip it: Skip it for next week’s rent, emergency money you may need immediately, or any plan funded by borrowing. Do not increase a deposit beyond your comfortable budget just to compete.

Keep evidence and get help

Keep the round’s rate, entry confirmation, deposit time, intact-balance record and winner notification. These establish what you entered; they cannot establish the probability of winning.

Terms to check before joining

Check the final entry window in the app: 6 January 2027 is the final winner announcement. Only winning unique bids receive the bonus rate; your chance of winning depends on other bids.

Official sources · checked 1 October 2026Official product / campaign pageOfficial terms and conditions

What would you like to understand?